Life Services is an online life insurance platform. It searches all life insurance companies in the Irish market matching an individual’s information to the best quote available.
Life Services is a fully independent brokerage holding appointments with all life offices in Ireland. Our back office specialises in the processing and delivery of protection insurance produces. We pride ourselves in our customer service and believe our systems and delivery are second to none. We are constantly striving to improve our operations and to remain at the forefront of innovation in our industry.
What is Life Insurance?
• Life insurance is the term used to refer to a group of insurance products that pay out on the death of the person named on the policy
• People take out these policies for a number of reasons but most generally to pay their mortgage should they die while it is outstanding or to provide for their families if they pass on unexpectedly
What is Mortgage Protection insurance?
• Mortgage protection policies pay if the policy holder dies while their mortgage is outstanding
• If a person has a mortgage on their home then they are generally required by law to have a mortgage protection policy
• The value of the policy is designed to match the outstanding mortgage at any given time
What is level term life insurance (level term)?
• A level term policy would generally be used for two things:
- To provide for your family should you pass early
- If you have an interest only mortgage
What is Serious illness insurance?
• A Serious Illness policy pays out in the event of the policy owner becoming seriously ill with a an illness specified on the policy
• These policies can either stand alone or be part of a mortgage protection or level term policy
What is Income Protection?
• Income Protection insurance provides a replacement income should the policy holder become unable to work through accident or illness whilst the policy is in force
SMP Financial Ltd (Reg no. 315830) trading as Life
Services is regulated as an insurance intermediary registered under the
European Communities (Insurance Mediation) Regulations, 2005. The Financial
Regulator holds registers of regulated firms. You may contact the Financial
Regulator on (01) 410 4000 or alternatively visit their website on
www.financialregulator.ie to verify our
credentials.